NEW LIST OF PM VIDYALAXMI INSTITUTES

Welcome to PM-Vidyalaxmi
Portal for applying Education Loan

PM-Vidyalaxmi is the exclusive and unified portal for students to apply for education loans
for pursuing higher education in India and abroad, offered by scheduled commercial banks,
co-operative banks, RRBs, and private banks, and to submit applications for Educational Loan
and Interest Subvention.

Sr. No.

AISHE_CODE

INSTITUTE NAME

STATE

MANAGEMENT

C-6575

REGIONAL MEDICAL RESEARCH INSTITUTE (I.C.M.R.) (C-6575)

ANDAMAN AND NICOBAR ISLANDS

CENTRAL GOVERNMENT

C-6560

ZOOLOGICAL SURVEY OF INDIA (C-6560)

ANDAMAN AND NICOBAR ISLANDS

CENTRAL GOVERNMENT

C-6528

DR.B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY (C-6528)

ANDAMAN AND NICOBAR ISLANDS

STATE GOVERNMENT

S-19329

DR S RADHAKRISHNAN DISTRICT INSTITUTE OF EDUCATION AND TRAINING (S-19329)

ANDAMAN AND NICOBAR ISLANDS

CENTRAL GOVERNMENT

S-22757

GOVERNMENT POLYTECHNIC DIGLIPUR (S-22757)

ANDAMAN AND NICOBAR ISLANDS

C-60180

ANDAMAN AND NICOBAR INSLANDS INSTITUTE OF MEDICAL SCIENCES (C-60180)

ANDAMAN AND NICOBAR ISLANDS

CENTRAL GOVERNMENT

C-56296

S S P G HORTICULTURAL POLYTECHNIC (C-56296)

ANDHRA PRADESH

CENTRAL GOVERNMENT

C-69453

GITAM INSTITUTE OF MEDICAL SCIENCES AND RESEARCH (C-69453)

ANDHRA PRADESH

PRIVATE

C-71703

AMRITA VISHWA VIDYAPEETHAM AMARAVATI CAMPUS (C-71703)

ANDHRA PRADESH

C-30198

SKR SKR GOVT.DEGREE COLLEGE FOR WOMEN (PG) (C-30198)

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0033

SRI KRISHNADEVARAYA UNIVERSITY , ANANTAPUR (U-0033)

ANDHRA PRADESH

U-0001

DR Y S R HORTICULTURE UNIVERSITY (U-0001)

ANDHRA PRADESH

U-0030

NATIONAL SANSKRIT UNIVERSITY , TIRUPATI

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0855

NATIONAL INSTITUTE OF TECHNOLOGY, ANDHRA PRADESH

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-1192

NATIONAL INSTITUTE OF DESIGN ANDHRA PRADESH

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0844

INDIAN INSTITUTE OF TECHNOLOGY, TIRUPATI

ANDHRA PRADESH

CENTRAL GOVERNMENT

C-75791

REGIONAL INSTITUTE OF EDUCATION NCERT NELLORE

ANDHRA PRADESH

S-21334

INDIAN CULINARY INSTITUTE

ANDHRA PRADESH

CENTRAL GOVERNMENT

S-25812

COMPOSITE REGIONAL CENTRE NELLORE (S-25812)

ANDHRA PRADESH

CENTRAL GOVERNMENT

C-23907

DR. B. R. AMBEDKAR COLLEGE OF LAW

ANDHRA PRADESH

STATE GOVERNMENT

U-0627

SCHOOL OF PLANNING AND ARCHITECTURE VIJAYAWADA

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-1007

INDIAN INSTITUTE OF MANAGEMENT VISAKHAPATNAM

ANDHRA PRADESH

CENTRAL GOVERNMENT

C-24055

AU COLLEGE OF PHARMACEUTICAL SCIENCES, ANDHRA UNIVERSITY

ANDHRA PRADESH

PRIVATE

U-0020

KONERU LAKSHMAIAH EDUCATION FOUNDATION UNIVERSITY (K L COLLEGE OF ENGINEERING)

ANDHRA PRADESH

PRIVATE

U-0006

ANDHRA UNIVERSITY

ANDHRA PRADESH

STATE GOVERNMENT

U-0004

ACHARYA N G RANGA AGRICULTURAL UNIVERSITY

ANDHRA PRADESH

STATE GOVERNMENT

U-0034

SRI PADMAVATHI MAHILA VISVAVIDYALAYAM

ANDHRA PRADESH

STATE GOVERNMENT

U-0037

SRI VENKATESWARA UNIVERSITY

ANDHRA PRADESH

STATE GOVERNMENT

U-0011

GANDHI INSTITUTE OF TECHNOLOGY AND MANAGEMENT

ANDHRA PRADESH

PRIVATE

U-0043

VIGNANS FOUNDATION FOR SCIENCE, TECHNOLOGY AND RESEARCH

ANDHRA PRADESH

PRIVATE

C-32766

ACHARYA NAGARJUNA UNIVERSITY COLLEGE OF PHARMACEUTICAL SCIENCES

ANDHRA PRADESH

STATE GOVERNMENT

C-26904

SRI VENKATESWARA COLLEGE OF PHARMACY

ANDHRA PRADESH

PRIVATE

C-24004

AU COLLEGE OF ENGINEERING (A)

ANDHRA PRADESH

STATE GOVERNMENT

C-24007

SHRI VISHNU COLLEGE OF PHARMACY

ANDHRA PRADESH

PRIVATE

U-0003

ACHARYA NAGARJUNA UNIVERSITY

ANDHRA PRADESH

STATE GOVERNMENT

U-0045

YOGI VEMANA UNIVERSITY , KADAPA (U-0045)

ANDHRA PRADESH

C-61032

INDIAN MARITIME UNIVERSITY, VISAKHAPATNAM

ANDHRA PRADESH

CENTRAL GOVERNMENT

S-19106

CENTRAL INSTITUTE OF PLASTICS ENGINEERING AND TECHNOLOGY VIJAYAWADA

ANDHRA PRADESH

CENTRAL GOVERNMENT

S-19404

MSME TECHNOLOGY CENTRE

ANDHRA PRADESH

CENTRAL GOVERNMENT

S-574

INDIAN INSTITUTE OF TOURISM AND TRAVEL MANAGEMENT

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0961

ALL INDIA INSTITUTE OF MEDICAL SCIENCES, MANGALAGIRI

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-1226

CENTRAL TRIBAL UNIVERSITY

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0976

CENTRAL UNIVERSITY OF ANDHRA PRADESH

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0863

INDIAN INSTITUTE OF INFORMATION TECHNOLOGY DESIGN AND MANUFACTURING, KURNOOL

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0760

INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, CHITTOOR

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0944

INDIAN INSTITUTE OF PETROLEUM AND ENERGY

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0827

INDIAN INSTITUTE OF SCIENCE EDUCATION AND RESEARCH (IISER), TIRUPATI

ANDHRA PRADESH

CENTRAL GOVERNMENT

U-0047

RAJIV GANDHI UNIVERSITY, ITANAGAR

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

C-26828

COLLEGE OF HORTICULTURE AND FORESTRY , PASIGHAT (C-26828)

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

U-0046

NORTH EASTERN REGIONAL INSTITUTE OF SCIENCE AND TECHNOLOGY, PAPUM PARE, ITANAGAR

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

U-0615

NATIONAL INSTITUTE OF TECHNOLOGY ARUNACHAL PRADESH

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

C-75239

RASHTRIYA RAKSHA UNIVERSITY REGIONAL CAMPUS

ARUNACHAL PRADESH

C-16297

GOVERNMENT COLLEGE , BOMDILA (C-16297)

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

C-73548

NORTH EASTERN INSTITUTE OF AYURVEDA AND FOLK MEDICINE RESEARCH (C-73548)

ARUNACHAL PRADESH

CENTRAL GOVERNMENT

C-17137

WEST GUWAHATI COMMERCE COLLEGE (C-17137)

ASSAM

CENTRAL GOVERNMENT

C-17267

L.G.B. REGIONAL INSTITUTE OF MENTAL HEALTH , (C-17267)

ASSAM

CENTRAL GOVERNMENT

C-17283

DR. B. BOROOAH CANCER INSTITUTE (C-17283)

ASSAM

CENTRAL GOVERNMENT

C-17303

BAPUJEE COLLEGE (C-17303)

ASSAM

CENTRAL GOVERNMENT

C-17371

SRIMANTA SANKAR MADHAB MAHAVIDYALAYA (C-17371)

ASSAM

CENTRAL GOVERNMENT

C-25076

GOVT. B.T. COLLEGE ,GOALPARA (C-25076)

ASSAM

CENTRAL GOVERNMENT

C-72048

NATIONAL FORENSIC SCIENCES UNIVERSITY GUWAHATI CAMPUS (C-72048)

ASSAM

CENTRAL GOVERNMENT

C-74029

COMPOSITE REGIONAL CENTRE GUWAHATI (C-74029)

ASSAM

CENTRAL GOVERNMENT

C-74425

NATIONAL INSTITUTE OF PUBLIC COOPERATION AND CHILD DEVELOPMENT , REGIONAL CENTRE , GUWAHATI

ASSAM

CENTRAL GOVERNMENT

C-8388

DEBRAJ ROY COLLEGE AUTONOMOUS (C-8388)

ASSAM

CENTRAL GOVERNMENT

C-8414

BARPATHAR COLLEGE P.O.BARPATHAR-785602 (C-8414)

ASSAM

CENTRAL GOVERNMENT

S-17783

INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION GUWAHATI (S-17783)

ASSAM

C-77219

ESIC MEDICAL COLLEGE AND HOSPITAL, BELTOLA, GUWAHATI

ASSAM

U-1468

INDIAN INSTITUTE OF MANAGEMENT GUWAHATI

ASSAM

S-21333

ICMR RMRC ,NE , DIBRUGARH (S-21333)

ASSAM

CENTRAL GOVERNMENT

U-0048

ASSAM AGRICULTURAL UNIVERSITY

ASSAM

STATE GOVERNMENT

U-0677

NATIONAL LAW UNIVERSITY AND JUDICIAL ACADEMY

ASSAM

STATE GOVERNMENT

U-0051

DIBRUGARH UNIVERSITY

ASSAM

STATE GOVERNMENT

U-0052

GAUHATI UNIVERSITY

ASSAM

STATE GOVERNMENT

U-0055

NATIONAL INSTITUTE OF TECHNOLOGY SILCHAR

ASSAM

CENTRAL GOVERNMENT

C-66301

NATIONAL INSTITUTE OF ELECTRONICS AND INFORMATION TECHNOLOGY GUWAHATI

ASSAM

CENTRAL GOVERNMENT

C-17139

F.A. AHMED COLLEGE

ASSAM

CENTRAL GOVERNMENT

C-64696

NORTH EASTERN REGIONAL INSTITUTE OF WATER AND LAND MANAGEMENT

ASSAM

CENTRAL GOVERNMENT

S-19477

INDIAN INSTITUTE OF HANDLOOM TECHNOLOGY GUWAHATI

ASSAM

CENTRAL GOVERNMENT

S-681

CENTRAL INSTITUTE OF PETROCHEMICALS ENGINEERING AND TECHNOLOGY:CENTRE FOR SKILLING AND TECHNICAL SUPPORT-GUWAHATI

ASSAM

CENTRAL GOVERNMENT

U-1107

ALL INDIA INSTITUTE OF MEDICAL SCIENCES, GUWAHATI

ASSAM

CENTRAL GOVERNMENT

U-0050

ASSAM UNIVERSITY, SILCHAR

ASSAM

CENTRAL GOVERNMENT

U-1067

CENTRAL INSTITUTE OF TECHNOLOGY

ASSAM

CENTRAL GOVERNMENT

U-0795

INDIAN INSTITUTE OF INFORMATION TECHNOLOGY, GUWAHATI

ASSAM

CENTRAL GOVERNMENT

U-1045

NATIONAL INSTITUTE OF DESIGN, ASSAM

ASSAM

CENTRAL GOVERNMENT

U-0056

TEZPUR UNIVERSITY, TEZPUR

ASSAM

CENTRAL GOVERNMENT

U-0053

INDIAN INSTITUTE OF TECHNOLOGY GUWAHATI

ASSAM

CENTRAL GOVERNMENT

U-1316

NATIONAL INSTITUTE OF PHARMACEUTICAL EDUCATION AND RESEARCH GUWAHATI

ASSAM

CENTRAL GOVERNMENT

C-1071

NORTH EAST REGIONAL CENTRE , TEPESIA SPORTS COMPLEX , SONAPUR , GUWAHATI (C-1071)

ASSAM

CENTRAL GOVERNMENT

C-17105

MAHENDRA NARAYAN CHOUDHURY BALIKA MAHAVIDYALAYA (C-17105)

ASSAM

CENTRAL GOVERNMENT

C-17136

MURAZAR COLLEGE (C-17136)

ASSAM

CENTRAL GOVERNMENT

S-22287

COMPOSITE REGIONAL CENTRE , PATNA (S-22287)

BIHAR

CENTRAL GOVERNMENT

S-13790

INSTITUTE OF HOTEL MANAGEMENT CATERING TECHNOLOGY AND APPLIED NUTRITION , HAZIPUR (S-13790)

BIHAR

CENTRAL GOVERNMENT

U-0075

DR RAJENDRA PRASAD CENTRAL AGRICULTURAL UNIVERSITY

BIHAR

CENTRAL GOVERNMENT

S-700

CENTRAL INSTITUTE OF PETROCHEMICALS ENGINEERING TECHNOLOGY (CIPET) (S-700)

BIHAR

CENTRAL GOVERNMENT

U-0063

CHANAKYA NATIONAL LAW UNIVERSITY

BIHAR

STATE GOVERNMENT

U-1116

NATIONAL INSTITUTE OF PHARMACEUTICAL EDUCATION AND RESEARCH HAJIPUR

BIHAR

CENTRAL GOVERNMENT

U-1006

INDIAN INSTITUTE OF MANAGEMENT BODH GAYA

BIHAR

CENTRAL GOVERNMENT

U-0060

BIHAR AGRICULTURE UNIVERSITY

BIHAR

STATE GOVERNMENT

U-0064

INDIAN INSTITUTE OF TECHNOLOGY PATNA

BIHAR

CENTRAL GOVERNMENT

100

U-0686

ALL INDIA INSTITUTE OF MEDICAL SCIENCES PATNA

BIHAR

CENTRAL GOVERNMENT

Student Login Know More

Student

Apply for Education Loan

The applicant must register and login to PM-Vidyalaxmi portal and then fill-up the Common Education Loan Application Form by providing all the necessary details. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.

Bank Login Know More

Bank

Disbursement Process

The Bank will update the status of the application on PM-Vidyalaxmi portal. Students can view the status of the application on the applicant's dashboard on the portal.

Ministry Login Know More

Ministry of Education

Interest Subvention

Depending on the details entered, the student will be notified about the eligibility to the interest subvention. On Sanction of the loan and Disbursement, bank will notify the student to claim the interest subvention through SMS/Email/WhatsApp channels.

Registration

Students want to apply for education loan on PM-Vidyalaxmi portal, you must register on portal. Please provide essential details as mentioned in registration form.

Fill Up Single Form

Students have to fill Common Education Loan Application Form by providing all the necessary details. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.

Submit Application to Bank

Students can submit application to bank for Educational Loan as per his/her needs, ease and convenience.

Loan Sanctioned

Applications	Loan Amount
651431	76791.73 Crores

Loan Disbursed

Applications	Loan Amount
572546	25265.45 Crores

PM Vidyalaxmi Digital Rupee Wallet

Active Wallets	Subsidy Paid through Wallet
70138	55.45 Crores

Interest Subvention

Claim FY	Students	Subvention Amount
20252026	13666	34.18 Crores

Data last refreshed on : 10/8/2026 3:23:03 PM

Click here to View Detailed Dashboard

General Details

PM-Vidyalaxmi is an initiative that stems out of the National Education Policy (NEP 2020). The policy recommended that financial assistance should be made available to meritorious students through various measures in both public and private HEIs.

See Details

Credit Guarantee

Under this scheme, students can avail loans of up to Rs 7.5 lakh with a 75% credit guarantee, making it easier for students to get loans without collateral or guarantors.

See Details

Interest Subvention

For students with up to Rs. 8 lakhs annual family income, the scheme will also provide for 3% interest subvention on loans up to Rs 10 lakh.

See Details

Full Interest Subvention

Students from families earning up to Rs 4.5 lakh annually will receive full interest subvention.

See Details

Eligible Institute/College

The scheme will be available to students enroling in the Eligible Quality Higher Education Institutions (QHEIs) in India, as per the National Institutional Ranking Framework (NIRF).

See Details

Simplified Digital Process

Applications for loans and interest subventions are processed through a unified, student-friendly PM-Vidyalaxmi portal. The system is fully digital, ensuring transparency and ease of use. Disbursements are made via Digital Rupee wallet.

See Details

PM-Vidyalaxmi in news

09 Nov, 2024

PM-Vidyalaxmi Scheme: Check who is eligible for financial support scheme

PM-Vidyalaxmi Scheme: This initiative will complement the Central Sector Interest Subsidy (CSIS) and the Credit Guarantee Fund Scheme for Education Loans (CGFSEL), both part of the PM-USP, overseen by the Department of Higher Education.

PM-Vidyalaxmi: A partial solution to India's big education loan demand.

The scheme promises student loan support, but with a budget covering only a fraction of the demand, it's a limited step towards making higher education more accessible

Cabinet approves PM-Vidyalaxmi scheme to provide financial support to meritorious students

The Cabinet has approved the PM-Vidyalaxmi scheme to support youngsters with quality education. It is a significant step towards empowering the Yuva Shakti and building a brighter future for our nation.

Welcome to PM-Vidyalaxmi
Portal for applying Education Loan

3 simple steps to apply for an educational loan

Registration

Fill Up Single Form

Submit Application to Bank

Loan Sanctioned

651431

76791.73 Crores

Loan Disbursed

572546

25265.45 Crores

PM Vidyalaxmi Digital Rupee Wallet

70138

55.45 Crores

Interest Subvention

20252026

13666

34.18 Crores

PM-Vidyalaxmi Scheme Key Details

General Details

Credit Guarantee

Interest Subvention

Full Interest Subvention

Eligible Institute/College

Simplified Digital Process

Education loan schemes with Leading Banks in India

PM-Vidyalaxmi in news

PM-Vidyalaxmi Scheme: Check who is eligible for financial support scheme

PM-Vidyalaxmi: A partial solution to India's big education loan demand.

Cabinet approves PM-Vidyalaxmi scheme to provide financial support to meritorious students

Welcome to PM-Vidyalaxmi Portal for applying Education Loan

Apply for Education Loan

Disbursement Process

Interest Subvention

3 simple steps to apply for an educational loan

Registration

Fill Up Single Form

Submit Application to Bank

Loan Sanctioned

651431

76791.73 Crores

Loan Disbursed

572546

25265.45 Crores

PM Vidyalaxmi Digital Rupee Wallet

70138

55.45 Crores

Interest Subvention

20252026

13666

34.18 Crores

PM-Vidyalaxmi Scheme Key Details

General Details

Credit Guarantee

Interest Subvention

Full Interest Subvention

Eligible Institute/College

Simplified Digital Process

Education loan schemes with Leading Banks in India

PM-Vidyalaxmi in news

PM-Vidyalaxmi Scheme: Check who is eligible for financial support scheme

PM-Vidyalaxmi: A partial solution to India's big education loan demand.

Cabinet approves PM-Vidyalaxmi scheme to provide financial support to meritorious students

Welcome to PM-Vidyalaxmi
Portal for applying Education Loan